Top Holiday Mishaps

The Rocky Mountain Insurance Information Association is warning the industry that the holiday season at times can set the stage for for a not so merry celebration.

"It's a good idea to make sure [consumers] are covered for situations that go hand-in-hand with the holiday season," said Carole Walker, RMIIA executive director. "We recommend an annual insurance check-up with an agent or company representative, and a quick review of the car and homeowners policy ... to help keep Scrooge at bay."

Among the top holiday mishaps, she said, are:

Stolen holiday decorations from the front yard. Under a standard homeowners insurance policy, decorations are generally covered, but subject to the out-of-pocket deductible and policy limits. Holiday trappings are also generally covered under a standard renter's or condo policy.

Gifts stolen from ...........
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