Wednesday, February 15, 2017After several years servicing the Sacramento community, Ayala Insurance Agency / Ayala Professional Insurance Services has closed its doors. Ayala Insurance customers can now contact Cliff Cottam Insurance Services, located just twenty minutes South of the old location. READ MORE >>
Tuesday, October 18, 2016Homeowners are always looking for a way to better manage their finances. For most homeowners, finding a way to save any amount of money off their monthly bills is always welcomed. Fortunately, we have four ways you can reduce the cost of your auto insurance below. READ MORE >>
Monday, September 26, 2016Home insurance is your ace in the hole when it comes to replacing or repairing your home following a loss. Without home insurance, you’d be forced to cover the costs yourself, which could take all your savings, depending on the severity of your loss and how much you have saved. READ MORE >>
Thursday, September 1, 2016A few months ago our family at Cliff Cottam Insurance Services grew just a bit bigger with the addition of Vicky Fardette, an experienced and motivated insurance professional.
Vicky graduated from ITT Tech and was immediately hired by Hartford Insurance, where she quickly worked her way ... READ MORE >>
Tuesday, August 23, 2016Buying RV insurance is one of the first things you need to do after you’ve purchased your recreational vehicle. These are large vehicles, putting them at risk of causing a significant amount of damage if they are involved in an accident. READ MORE >>
Monday, July 25, 2016Since motorcycles are smaller and lighter than cars, your bike may become a target for theft. Fortunately, there are plenty of steps you can take to make your motorcycle a less attractive target. Generally, thieves choose bikes that they can get away with in a matter of minutes—or even seconds. READ MORE >>
Wednesday, June 29, 2016 Imagine this: Your 19-year-old daughter is away at college, driving the car you bought her a few years ago. The car is titled in your name. She causes a five-car pileup. She is OK, and no one else is seriously injured. However, three separate lawsuits are filed against you as the car owner. READ MORE >>
Tuesday, June 21, 2016Boat insurance is there to protect you. There is no doubt that having a comprehensive insurance plan that provides for all of your risks is the first and most important step boat owners can take. However, there’s also the need to keep that insurance affordable. READ MORE >>
Wednesday, May 25, 2016General liability insurance could be one of the best investments you make in your business. Today, there are plenty of reasons to have this type of insurance in place. Even if your company does everything right every time, mistakes can happen. READ MORE >>
Friday, April 15, 2016Did you know that floods are the number one most expensive natural disaster in the United States? Every year, millions of dollars in claims are filed by property owners for flood losses. Many, many more homeowners are unable to file such claims because they do not have the right type and amount of flood insurance in place. READ MORE >>
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